What Really Matters
Buying a home? The process
can be stressful. A home inspection is supposed to give you peace of mind, but often has the opposite effect.
You will be asked to absorb a lot of information in a short time. This often includes a written report, checklist, photographs,
environmental reports and what the inspector himself says during the inspection. All this combined with the seller's
disclosure and what you notice yourself makes the experience even more overwhelming. What should you do? Relax.
Most of your inspection will be maintenance recommendations, life expectancies and minor imperfections. These are nice to
know about. However, the issues that really matter will fall into four categories:
- Major defects. An example of this would be a structural failure.
- Things that lead to major defects. A small roof-flashing leak, for
example.
- Things that may hinder your ability
to finance, legally occupy or insure the home.
- Safety
hazards, such as an exposed, live buss bar at the electric panel.
Anything
in these categories should be addressed. Often a serious problem can be corrected inexpensively to protect both life
and property (especially in categories 2 and 4). }
Most sellers are honest and are often surprised to learn of
defects uncovered during an inspection. Realize that sellers are under no obligation to repair everything mentioned
in the report. No home is perfect. Keep things in perspective. Do not kill your deal over things that do
not matter. It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the
seller's disclosure or nit-picky items.
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